Retirement Plans A retirement plan can be a wonderful tool to recruit new employees and to retain and motivate current employees by helping them financially to achieve their retirement dreams. As an employer, plan sponsor, or Trustee, however, providing that retirement plan comes with a variety of fiduciary responsibilities and obligations. Most do not have the background or experience in the retirement plan or investment areas to adequately fulfill these fiduciary duties, are unaware of the required responsibilities, or mistakenly believe others are performing such tasks on their behalf. Retaining a fiduciary plan adviser to guide you through these obligations is the best way to protect you and your company and help your employees get the most from the plan you offer. Financial Management Strategies, Inc. specializes in providing advisory services to retirement plans in compliance with Department of Labor and ERISA regulations and guidelines. Fiduciary ResponsibilityWhy Select FMS as a Retirement Plan Investment Adviser?Our Benchmarking ServicesOur Investment Advisory ServicesHow is FMS Compensated?Retirement Plan DocumentsRetirement Account Fund Information If you would like further information about our retirement plans, please call to arrange for a free, no obligation consultation, or contact us by e-mail.