Carl’s area of concentration is working with institutional investors to assist them and their investment committees manage their organization’s capital market assets. This process usually begins with a review of the Investment Policy Statement (IPS) to make sure it is consistent with the goals of the organization. Included in this process would be a review of the institution’s purpose, spending policy and asset allocation targets.
He does not take the relationship with his clients for granted and continually works to earn their trust and loyalty. His goal is to consistently exceed the committees’ expectations.
When you add Carl to your team, you are engaging with someone who will do more than merely “manage your portfolio”. Rather, you are teaming with a professional that takes a personal interest in helping your organization provide for its beneficiaries for decades to come.
Carl has made a commitment to lifelong learning. In addition to being a Certified Financial Planner ® professional, he has received the Chartered Life Underwriter®, Chartered Financial Consultant®, and Registered Health Underwriter® designations from The American College. He has also received the Accredited Estate Planner ® designation from the National Association of Estate Planners and Councils. He is a member of the Society of Financial Service Professionals, the Estate Planning Council of Cleveland, the National Association of Insurance and Financial Advisors, the Worldwide Employee Benefits Network and the National Association of Plan Advisors. Carl wants to keep pace with the latest strategies so his clients are not employing tactics that worked well yesterday, but may be ineffective tomorrow.
Carl is licensed to sell life and health insurance as well as annuities in several states including the State of Ohio; is a General Securities Registered Representative (Series 7), a General Securities Registered Principal (Series 24), and a Municipal Fund Securities Limited Principal (Series 51) through Cetera Advisor Networks LLC, a registered broker/dealer, member FINRA, SIPC, and a SEC registered investment adviser. He is also an Investment Adviser Representative of Financial Management Strategies, Inc., a registered investment adviser.