9200 South Hills Boulevard
Our planning services help our Associates build close and lasting advice-driven relationships with each client. Today, when choices are abundant, decisions are more complex than ever. Individuals are faced with having to make more and more crucial, informed decisions about benefit plans, retirement options, insurance coverage, asset management, education funding strategies, estate planning, savings and investments. When combined with uncertain economic conditions, tax law changes, fluctuating markets, and the multitude of products and services available today, it is little wonder that people seek professional help in the search for financial security.
Our personal financial planning process begins with a holistic review of your current financial situation. Prior to the initial planning meeting, we ask you to complete short questionnaire that provides us with your personal and family information; financial expectations and concerns; retirement living and lifestyle goals; and information on your current investments and insurance. We also ask you to gather information on all existing assets and liabilities including employee benefit programs, retirement plans, investments, all insurance policies, Wills and Trusts, tax returns, and any other relevant information or documents. During the initial planning meeting, this information is reviewed in detail, your risk tolerance is determined, and financial and other planning objectives are established and prioritized.
Once our planning work is completed, we present and review with you a detailed written plan and planning recommendations are discussed in detail. Based upon the priorities you establish, we prepare a plan of action for implementation of our recommendations. In many cases, we can work with you to complete your planning work. Where services are needed from outside advisors such as an attorney, accountant, or banker, we can coordinate our work with your current advisors or refer you to other professionals in these areas.
It is important that all planning be updated and reviewed on a regular basis. The timetable for planning reviews is determined based upon each client based upon their specific needs and circumstances. On-going monitoring of a plan is important in keeping your planning current with your personal financial goals and objectives as they change as well as with changes in areas such as tax law, employee benefit programs, your investment philosophy, and economic conditions. You can choose whether your planning work is to be completed on a one-time basis or as a continual planning service.