Why Select FMS?

As an SEC registered investment advisory firm, FMS works for you and not for any company selling investment products.  We are completely independent and work on a fee basis the same as your other professional advisors.  All fees are fully disclosed and we do not receive any compensation, directly or indirectly, from any fund or investment company.  

FMS is also a member of the Retirement Plan Advisory Group (RPAG), the industry’s leading retirement plan practice management platforms.  RPAG’s service and technology platform provides members with custom sales and investment solutions that gives us a unique competitive advantage.  Access to nearly all the major retirement plan providers is available through RPAG.  For retirement plan clients, FMS provides investment advice to the plan and participants within the guidelines established under Section 408(g) of the Employee Retirement Income Security Act (ERISA) and will act as an investment fiduciary to plans as defined in The Pension Protection Act of 2006 (PPA) and under ERISA Section 3(38). As an employer, plan sponsor, and/or Trustee, your role is to monitor the investment advice provided by FMS.  As a result, an employer, plan sponsor and Trustee does not have fiduciary liability for the investment advice offered by an investment adviser under ERISA Section 408(g)(10).  Few local firms have access to the types of services we can offer to our retirement plan clients.